About BorrowClub
A club for the borrower, not the bank.
Borrowing in New Zealand is built around the lender: their rate on the billboard, their fee in the footer, their answer in their own time. BorrowClub exists to sit on the other side of the table.
We are an introduction service. When you check your rate, we introduce you to a licensed broker partner whose team puts your application to their panel of NZ lenders and brings back the offers you actually qualify for. Every offer comes back the same way: the rate, every fee in dollars, the repayment, the total payable and the date you are done, on one card, before you sign anything.
We never charge you a fee. We are paid a one-off introduction fee by the broker or lender you are introduced to, and we would rather tell you that in the second paragraph than have you find it in the fine print.
BorrowClub is operated by Bridge Media Limited, a New Zealand company. We are not a lender, and we never hold your loan contract.